Today was payday, and our ivf fund was able to grow by $1700.00. Bringing us to $6800, over half of our original $12000 goal! Not bad since we started saving only two months ago!
However, it looks as though we are going to need more than we thought. I have been feeling a little apprehensive about doing IVF and been having a hard time justifying the cost even though we have by all accounts an amazing doctor. So, I called a second doctor in order to get another opinion. I am feeling a bit better about the new doctor because his clinic offers a shared risk program while the first doctor does not. This means that for the cost of about one fresh IVF and one frozen embryo cycle, we can actually have two fresh cycles and two frozen cycles. The risk is that if we succeed the first time, we just paid extra, but if it is the fourth time, we got a steal of a deal. Since it is relatively common to need more than one IVF cycle, I think that this may be the best option for us. This clinic also is doing a clinical study on a new progesterone medication, and if we qualify we could receive 20% off the costs. Providing that we do not qualify for the study, we will need about $4000 more than we originally planned. That makes us just over a third of the way there. I meet the doctor at the new clinic at the end of February, and by then we will know what our insurance will cover, so perhaps it will be better than we think.